Business Unit: Risk Analytics, Risk Systems
Salary: £32,000 - £48,000 Depending on Experience
Location: Flexible, home working available.
Contract Type: Permanent

Give your career some Virgin va-va-voom

Virgin Money is all about disrupting the status quo, taking on the challenges of the future, and saying goodbye to boring banking. We’re on the lookout for like-minded individuals and innovators like you to help push us forward. We’re also transforming how we work to give our colleagues more choice, control and flexibility to live and work how they choose with A Life More Virgin.

Here’s what it means for YOU:

• 38.5 days annual leave for all colleagues (including bank holidays and pro rata if part-time)​
• Up to five extra paid well-being days per year​
• A 35-hour working week
• 20 weeks paid, gender neutral family leave (52 weeks in total) for expectant parents and those looking to adopt
• Market leading Pension & Private Medical Insurance
• Flexible benefits including Cycle to Work, Wellness & Health Assessments and Critical Illness
• Ability to work anywhere in the UK​ (where the role allows)

And you get these Red-Hot Rewards from day one!

The Risk Systems team are responsible for managing and maintaining the Banks credit decision systems, provision of technological support to other areas of the organisation that are reliant on the credit decision systems and involvement in business-wide projects.  These systems are vital in ensuring that the Bank can make informed and consistent lending decisions within Risk Appetite, whilst providing a smooth and efficient customer experience.

Day to day you’ll be responsible for…

• Leading the maintenance, development, design and delivery of Credit Risk system amendments to implement changes to the Banks’ Retail Credit models and strategies for credit decision and risk systems.
• Provide subject matter expertise to support wider business initiatives in relation to the amendment, replacement or addition of new credit systems.
• Liaise with 3rd party system providers and business stakeholders to ensure the timely resolution of issues.
• Support implementation of innovative solutions, working on both small and large projects.

There are a few essentials you need to bring…

• Excellent communication skills with the ability to explain complex technical concepts to non-specialists.
• Familiarity with the structure and purpose of credit models/strategies.
• Experience working with complex credit decisioning systems in a change environment.
• An understanding of the principles of credit risk and the corresponding regulatory models and processes.

It’s a bonus if you have, but not essential…

• Knowledge of Strategy Design Studio (SDS)
• Knowledge of PowerCurve or other Credit Risk decisioning solutions.
• A good understanding of Retail Banking and products

We really need you to have the skills and experience listed in the ‘There are a few essentials you need to bring’ section above, but the rest is just our wish list, so please don’t let that put you off applying, we’d love to hear from you!

Inclusion at Virgin Money

Inclusion is at the heart of everything we do here at Virgin Money. It’s good for you, it’s good for us and it’s amazing for our customers. We know that great minds don’t think alike, so we rely on your diverse thoughts, feelings, beliefs and backgrounds to be the best we can possibly be. Got any questions about this or need some support with your application? We’d love to hear from you so get in touch with our careers team at careers@virginmoney.com.

Now the legal bit…
Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it) but we will need to you to confirm you have the Right to Work in the UK.

If we offer you a job and you accept, there are some checks we need to complete before you can start with us. This will include a credit and criminal record check, as well as providing 3 years' worth of satisfactory references.