Senior Business Risk Specialist
Apply now Job no: 037324
Work type: Permanent Full Time
Location: Scotland - Glasgow City Centre
Categories: Regulatory Compliance & Risk Management, Risk&Audit
Business Unit: Risk Location: Glasgow CYBG Group: C, Role cluster: Risk Specialist 1 Contract Type: Permanent Salary £29,560 - £36,951 (Depending on experience) + Great Banking benefits
Virgin Money is well known for doing things better and we are constantly on the lookout for talented, imaginative and smart people to help deliver success. We are working hard to offer a real alternative to banking as usual – a bank that aims to make everyone better off; our customers, colleagues, company shareholders, corporate partners and the communities we serve.
Here at Virgin Money we take a huge amount of pride in what we do, working seamlessly across all areas to achieve the same goals for the business. If you have a burning passion for what you do, a lust for learning and are looking to work with likeminded people then this is the role for you!
Due to the relocation of the Small Business Credit team we have a number of opportunities to be there at the outset as we create a fantastic new Credit Decisioning Team in Glasgow.
If you’d like to work as key player in the creation of this new team, helping to support our Customers to grow their businesses whilst further developing your existing credit skills, read on.
What you’ll be doing
Supporting the growth of the Small Business Segment by analysing and sanctioning credit applications.
Ensuring that the risks of lending proposals are properly identified, assessed and appropriately mitigated.
Proactively identify whether there are other facilities or products which meet Customer’s needs
Establish and maintain positive relationships not only with Small Business but with other areas of Credit, Risk and the wider Bank.
Support the development of Small Business Managers through guidance, coaching, feedback on submissions and provision of industry information.
Managing asset quality through monitoring of irregular positions, covenant breaches and customer ratings accuracy and taking swift action on any indication of deterioration.
Provide day to day guidance, coaching and support to the Business Risk Specialists.
Prioritise workflows throughout the Team to ensure speed of service
Carry out overviews of Credit Decisions and provide feedback.
What we’d like you to bring…
Proven experience of credit assessment and decisioning or managing a portfolio of Small Business Customers
Practical experience of Business Banking products and services
Good communication skills, both verbally and written.
Excellent analytical and decision making skills
Working knowledge of the Bank’s Business Lending Platform
Ability to coach and develop both Business Risk Specialists and front line staff in Credit matters.
Ability to introduce and drive through change
Be a team player who is happy to contribute towards growth and development of the team
RED HOT Rewards
A generous holiday package and the option to buy more!
Private Medical Insurance - with the option to extend to family members.
Pension! A market leading pension – we’ll top up your contributions too.
Flexible benefits – customise your rewards to work for you!
If this sounds like a role for you, then please click the link below to apply.
If we offer you a job and you accept, there are some checks we need to complete before you can start with us. This will include a credit and criminal record check, as well as providing 3 years' worth of satisfactory references.
Inclusion is at the heart of our culture. It’s written into our values. As part of our inclusion strategy, we want to build a truly inclusive culture, where every colleague and customer feels they belong, and our recruitment process reflects this approach.
Advertised: GMT Standard Time 10 Jan 2020
Applications close: GMT Standard Time
24 Jan 2020
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