Business Unit:  Specialist Sectors
Salary Range: £60,000 - £90,000 per annum DOE + red-hot benefits
Location:  Remote with travel required around Scotland
Contract Type: Permanent / full time

Be the voice we need. Live a life more Virgin.

Our Team

An exciting opportunity exists within our Energy and Environment team right now. As part of it’s wider ESG strategy, the bank is targeting 20% of business lending to businesses driving the transition towards the next economy by the end of 2027, and to reducing the carbon intensity of its loan book 50% by 2030. Delivering on these commitments means growing our clean energy lending book from around £400m today to £750m.

We are looking for someone with an interest in the environment, who is excited about contributing to strategic commitments, is keen to be involved in complex, structured transactions, and who can make a difference to an already successful and team.  In return, we’ll encourage and reward you while building a successful career.  If this sounds like you, please read on.

What you’ll be doing

• Working as part of a team of 6, alongside two senior directors, two directors, and the team head.
• Working exclusively in the energy and environment arena and with a focus on clean energy limited-recourse project finance transactions. 
• Helping to structure transactions in line with both customer and bank requirements.
• Project managing transactions, including liaising with external advisors, through to financial close/ first drawdown.  
• Assisting with writing credit papers, including reviewing and analysing complex financial models.
• Appraising and evaluating new lending opportunities.
• Maintaining excellent levels of customer service for existing borrowers and providing new to bank customers with a seamless on-boarding experience, working collaboratively with colleagues across the business. 
• Identifying, researching and meeting prospective customers.
• Maintaining team visibility in the local and national marketplaces by attending industry events and being visible on social media, helping to build our reputation as one of the foremost banks providing appropriate and innovative funding solutions in this area.
• Providing holiday cover for the portfolio director.

We need you to have

• An interest in clean energy and the environment.  
• A relevant professional qualification e.g. Chartered Accountant, Chartered Banker etc.
• Excellent verbal and written communication skills to influence and support decision making and getting things done – right first time – for the customer.
• Experience of report writing.
• Experience of building, running, and analysing the results of financial models.
• Experience in striving for excellence and creating a best practice service environment that drives customer orientated solutions.
• Strong organisational skills.
• Experience working in corporate banking, understanding networks and stakeholders, systems and work processes.
• Energy, enthusiasm, new ideas and a willingness to challenge the status quo and find new and better ways of doing things.

It’s a bonus if you have but not essential

• A track record of having worked and succeeded in a comparable environment.
• An understanding of compliance and risk as it relates to the role.

Red Hot Rewards

• Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time)​ plus the option to buy more.
• Up to five extra paid well-being days per year​. 
• 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. 
• Market-leading pension.
• Free private medical cover, income protection and life assurance.
• Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. 

And there's no waiting around, you'll enjoy these benefits from day one.

Feeling insatiably curious about this role? If we’re lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.

We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you.

Say hello to Virgin Money
We’re making great strides towards achieving our ambition of becoming the UK’s best digital bank.  As a full-service digital bank with a heritage stretching back over 180 years, we’re a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, ‘Making You Happier About Money.’ This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. 

Be yourself at Virgin Money
Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities.  We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.  

As a Disability Confident Leader, we're committed to removing any obstacles to inclusion.  If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team careers@virginmoney.com

It’s important to note that there may be occasions where it’s not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. 

Now the legal bit
Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK.

If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.