Business Unit: Commercial Banking: Specialist Sectors – Health and Social Care
Salary range: £40,800 - £51,000 per annum DOE + Benefits
Location: UK Hybrid – Birmingham or Nottingham
Contract type: Permanent

Our Team

Exciting opportunities exist within our successful specialist National Sectors team right now.  If you're passionate and ambitious about playing a key role in helping shape and grow our business, alongside working with colleagues and businesses that work exclusively in the delivery of health and social care, then please read on.

What you’ll be doing

• Assist with both portfolio and origination in generating and optimising income and return on equity.  The role is focussed on the care sector, with an opportunity to work on a variety of transactions and a skillset transferable to other areas within National Sectors and Strategic Finance. 
• Maintain excellent levels of customer service for existing borrowers and provide new to bank customers with a seamless on-boarding experience, working collaboratively with colleagues across the business. 
• Assist in the relationship management and sourcing of high-quality customers, strengthening the brand visibility in the local and national marketplace.
• Evaluate and manage opportunities with existing and new customers.
• Assist the team and network effectively with key players in the sector to reinforce Virgin Money’s reputation as one of the foremost banks providing appropriate and innovative funding solutions in this area. 
• Generate sustainable and attractive returns in line with the bank’s overall business lending strategy.

We need you to have

• Experience working in corporate banking, understanding networks and stakeholders, systems and work processes.
• Knowledge of financial and non-financial appraisal techniques together with exposure to credit report writing.
• Cash flow analytical skills with experience of reviewing customer's financial statements including excel and performance monitoring.
• Excellent stakeholder management with the ability to build relationships with existing and new customers.
• Strong verbal and written communication skills to help and support internal decision-making process in getting things done – right first time – for the customer.
• Experience in striving for excellence and creating a best practice service environment that drives positive customer outcomes.

It’s a bonus if you have but not essential

• A relevant industry or vocational financial services qualification e.g. Chartered Accountant, Chartered Banker etc. is beneficial.
• Knowledge of – and ideally passion for –  care

Red Hot Rewards  

• 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice.
• Private medical insurance
• A highly competitive pension to help you build a strong foundation for retirement
• Access to an annual performance-related bonus
• Training and development to help you progress your career
• A great selection of additional benefits through our flexible benefits scheme
• Life assurance to provide peace of mind for you and your loved ones
• Up to 2 days of paid volunteering a year

If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible.  

Say hello to Virgin Money 

Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider.  

Be yourself at Virgin Money 

At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society.  We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.    

As a Disability Confident Leader, we're committed to removing any obstacles to inclusion.  If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team careers@virginmoney.com

Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants.

Now the legal bit 

We’re in the process of bringing Virgin Money and Nationwide together which, subject to Court approval, will happen on 2 April 2026. You can find out more about what this means at https://uk.virginmoney.com/nationwide-transfer. If you’re successful in securing a role with us, your employment will move automatically to Nationwide when this transfer goes ahead.

Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. 

If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.